• COVID-19 Business Resources

    Como ya sabrá, la región de Great Puget Sound está experimentando un número creciente de casos del nuevo coronavirus (COVID-19). Si bien los organismos de salud pública enfatizan que el riesgo inmediato para el público en general en Washington y en los Estados Unidos sigue siendo generalmente bajo, entendemos que los miembros de la población tienen muchas preguntas sobre el virus y su impacto en la vida cotidiana, incluidas las operaciones comerciales. Esta es una situación que evoluciona rápidamente, pero la ciudad se está coordinando con nuestros socios regionales de apoyo comercial para ayudar a las empresas y empleadores locales a mantenerse informados y preparados.

    A continuación, encontrará una serie de recursos para su referencia. Es sumamente importante documentar las repercusiones comerciales a medida que se desarrolla la situación, tanto a efectos de los seguros como de posibles esfuerzos de socorro futuros por parte de los organismos estatales y federales.

    Recursos de impacto para empleadores

    Recursos de Salud pública

    Manténgase informado sobre la situación actual; esta página se mantendrá actualizada a medida que cambie la información. Si tiene alguna pregunta sobre los recursos comerciales o sin fines de lucro, comuníquese con nosotros a cevo@bellevuewa.gov.

    • On March 16, in order to slow the spread of the COVID-19 novel coronavirus, Governor Inslee ordered all restaurants, bars and entertainment facilities to close temporarily, statewide. 
    • Restaurants may continue take-out and delivery service.
    • Grocery stores and pharmacies may remain open.
    • Retail outlets may remain open, but with reduced occupancy, in accordance with social distancing recommendations.
    • All gatherings of greater than 50 participants will be prohibited. Additionally, all gatherings with fewer than 50 participants must adhere to strict social distancing and hygiene guidelines.

    The resources provided below are up-to-date as of March 17. Please follow the hyperlinks for additional information, as in most cases eligible businesses and nonprofits must proactively reach out for assistance.

    Utilities

    • Bellevue's Utilities Department is not disconnecting water service for non-payment at this time. Additionally, it is temporarily waiving late fees for non-payment.
    • Puget Sound Energy is not disconnecting utility service for non-payment at this time. Additionally, it is temporarily waiving late fees for non-payment. It will work with customers on options like payment plans and bill extensions.
    • Comcast Xfinity is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact Comcast here.
    • CenturyLink is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact Century Link here.
    • T-Mobile is not disconnecting small business customers due to inability to pay at this time. Additionally, it is temporarily waiving any late fees that small business customers incur due to the COVID-19 situation. Eligible customers can find more information from T-Mobile here.

    Taxes

    • Washington State Department of Revenue is offering filing extensions and penalty waivers for state-level B&O taxes. Eligible businesses can get more information and apply here.
    • The federal Internal Revenue Service has announced an extension of the April 15 tax payment deadline for most filers of federal returns, although taxpayers will still need to file by April 15. Say tuned for more details.

      The resources provided below are up-to-date as of March 17. Please follow the hyperlinks for additional information, as in most cases eligible businesses and nonprofits must proactively reach out for assistance.

      Grant-Based Assistance

      • Amazon has established a Neighborhood Small Business Relief Fund, which will provide assistance for businesses with fewer than 50 employees or $7 million in annual revenue, as well as a physical presence near Amazon's buildings in South Lake Union or downtown Bellevue. Funds are expected to be disbursed in early April.
      • Seattle Foundation has established a COVID-19 Response Fund, which will initially assist nonprofit organizations which work with communities disproportionately impacted by COVID-19 and its consequences. Please note that this fund will not initially assist nonprofits which have lost revenue, though this may be considered in the future.
      • 4Culture has established some new guidelines for its grantees. If your arts or cultural organization receives sustained support from 4Culture, you may be able to invoice early.
      • Artist Trust has created a resource list for artists, cultural, and community organizations, which includes financial assistance resources.

      Short- and Long-Term Loan Options

      • U.S. Small Business Administration (SBA): The federal SBA is offering Economic Injury Disaster Loans to businesses that suffer substantial economic impact as a result of COVID-19. Generally, these low-interest loans provide working capital to assist small businesses in meeting financial obligations and operating expenses. Learn more and apply here.
      • Business Impact NW provides low-interest loans to community-based nonprofits and small businesses, with more flexible criteria than traditional financial institutions. Additionally, it has compiled an outstanding set of COVID-19 resources.
      • Craft3 provides low-interest loans to community-based nonprofits and small businesses, with more flexible criteria than traditional financial institutions. Additionally, it is allowing existing Craft3 clients to revise their loan agreements (i.e. due date extensions, temporary payment reductions, etc.).

        Grants

        Working Washington Small Business Emergency Grants: Governor Inslee is offering a new grant program for businesses impacted by COVID-19. Up to $5 million will be awarded to small businesses statewide through a grant of up to $10,000 per business. Significantly more requests than awards will be available, so businesses are strongly encouraged to submit an application as soon as possible. This program is currently closed to new applicants from King County.

        Amazon has established a Neighborhood Small Business Relief Fund, which will provide assistance for businesses with fewer than 50 employees or $7 million in annual revenue, as well as a physical presence near Amazon's buildings in South Lake Union or downtown Bellevue. Funds are expected to be disbursed in early April.

        Seattle Foundation has established a COVID-19 Response Fund, which will initially assist nonprofit organizations that work with communities disproportionately impacted by COVID-19 and its consequences. Please note that this fund will not initially assist nonprofits that have lost revenue, though this may be considered in the future.

        Facebook has established a Small Business Grants Program to assist businesses in addressing the impacts of COVID-19. These grants will include both cash grants and ad credits.

        Governor’s Strategic Reserve Fund: Up to $5 million will be made available as small grants to small businesses across the state to help prevent closure due to COVID-19. The state Department of Commerce will coordinate an application process. Stay tuned for more details.

        All in Seattle: Contributing millions to proven nonprofits that can deliver it to those most in need. All In Seattle

        Forgivable Loans

        Economic Injury Disaster Loans: These loans, offered by the Small Business Administration, are low-interest loans for businesses that suffer substantial economic impacts as a result of COVID-19. The loans can assist small businesses in meeting financial obligations and operating expenses. Learn more and apply.

        • Right now, businesses applying for an Economic Injury loan can receive a forgivable advance of up to $10,000, even if the underlying loan application is not approved. Businesses with fewer than 10 employees will generally be awarded less than the full award.
        • This slide deck can guide you through the disaster loan program and includes step-by-step instructions on completing the application.
        • The Washington SBDC is offering webinars and other online training opportunities for the SBA application process.

        Paycheck Protection Program: The PPP offers eligible small businesses a very low-interest loan of up to $10 million (determined by payroll). Loan payments are deferred by six months, and if you maintain your workforce, SBA will forgive the portion of the loan proceeds used to cover the first eight weeks of payroll and operating expenses.

        • This program is open to small businesses, sole proprietorships, independent contractors and self-employed individuals.
        • Loan applications must be made to a lender participating in the program, which may include your existing banker or lender.
        • The loan has a maturity of two years and an interest rate of 1%.
        • There are no prepayment fees, collateral requirements or personal guarantee requirements.
        • Find more information on the sample application and on the Treasury Department's fact sheet.

        Loans

        Business Impact NW: provides low-interest loans to community-based nonprofits and small businesses, with more flexible criteria than traditional financial institutions. Additionally, it has compiled an outstanding set of COVID-19 resources, including free, one-on-one business coaching.

        Craft3: provides low-interest loans to community-based nonprofits and small businesses, with more flexible criteria than traditional financial institutions. Additionally, it is allowing existing Craft3 clients to revise their loan agreements (i.e. due date extensions, temporary payment reductions, etc.).

        Mercy Corps Northwest: offering clients loan payment deferrals.

        Utilities

        • Bellevue's Utilities Department is not disconnecting water service for non-payment at this time. Additionally, it is temporarily waiving late fees for non-payment.
        • Puget Sound Energy is not disconnecting utility service for non-payment at this time. Additionally, it is temporarily waiving late fees for non-payment. It will work with customers on options like payment plans and bill extensions.
        • Comcast Xfinity is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact Comcast.
        • CenturyLink is not disconnecting internet service or assessing late fees at this time. Eligible customers can get more information and contact CenturyLink.
        • T-Mobile is not disconnecting small business customers due to inability to pay at this time. Additionally, it is temporarily waiving any late fees that small business customers incur due to the COVID-19 situation. Eligible customers can find more information from T-Mobile.

        Taxes

        • The City of Bellevue will defer Q1 and Q2 local business and occupation (B&O) tax payments for certain small businesses until October. This applies to businesses with gross receipts of less than $5 million annually. Find more information in our press release.
        • State Department of Revenue is offering filing extensions and penalty waivers for state-level B&O taxes. Eligible businesses can get more information and apply.
        • The federal Internal Revenue Service has announced an extension of the April 15 tax filing and payment deadline to July 15, regardless of the amount owed. The IRS can provide additional information.

        Commercial Leases

        • Many leases have force majeure provisions, which offer limited protection in the event of unexpected circumstances. Businesses might proactively reach out to their commercial landlords if it appears that they will be unable to meet their lease obligations.
        • The King County Sheriff's Office has announced that until further notice, it will not enforce residential or commercial evictions. Evictions may, however, continue to be filed in the King County Superior Court.

        The resources provided below are up-to-date as of March 17. Please follow the hyperlinks for additional information.

        Unemployment, Sick Leave, and Family/Medical Leave

        • The Employment Security Department has established temporary rules that expand unemployment benefits to cover more people, including workers affected by COVID-19. Additionally, the department administers the state's paid family/medical leave program, and has established detailed guides for your situation.

        Resiliency Resources

        Public Health Resources for Businesses

        Employment Opportunities

        • WorkSource has compiled a long list of businesses in essential industries that are currently hiring, including displaced workers. Jobs include opportunities in grocery, retail, fulfillment, healthcare and janitorial.
        • Additionally, the Employment Security Department is currently (and quickly) hiring remote workers.

        Unemployment and Insurance

        Temporary rules expand unemployment benefits to cover more people, including many sole proprietors, contractors, artists, and gig workers. At present, these rules also provide an additional weekly COVID-19 impact payment of up to $600.

        • The Employment Security Department administers the state's paid family/medical leave program, and has established detailed guides for your situation.
        • The state is waiving the one-week waiting period to receive unemployment insurance. The order is retroactive for claims filed up to March 8.
        • Washington Healthplanfinder, the state's health insurance exchange, has opened a special enrollment period for qualified individuals who are or become uninsured. Some may be eligible for Apple Health (Medicaid). Healthplanfinder's FAQ 

        Resiliency Resources

        We understand that some businesses can continue and are continuing to operate. We have resources.

        Public Health Resources for Businesses